To ensure you have answers to all your questions in one place about the integration of NIG, FarmWeb and RSA, we have created this Q&A page, which will be updated regularly.

Timelines for the integration

We’re keen to create one business and one voice to brokers.  We are targeting two major milestones.  Between May and July, we will transfer people, premises and assets and then swiftly begin migrating customers to RSA in a phased approach, which will complete in Q3 2025. The priority is to manage the integration whilst maintaining business as usual levels of service.

We are working to ensure the transition is as seamless as possible for you and your customers, which means we will continue to offer multiple products and prices in the market under common leadership with the goal of having one offer in the medium-term.  In order to provide a seamless experience, RSA, NIG and FarmWeb have been working on the integration including sharing and comparing products, pricing and commission tables to prepare for the migration of customers to RSA in Q3 2024.

Our Offices

We’d love our teams to be co-located and working side by side as soon as possible.  Creating and embedding the culture of the new organisation is fundamental to our future success.  As both businesses have premises in different locations across the UK,  it’s important we review the full location strategy to ensure we do the right thing for you, our customers, and employees.

Pre-Integration Trading

We will not compete on business written by RSA.  New business presentations which clearly state RSA as the holding insurer will be declined and you will receive confirmation of this from your regional office.

Whilst we anticipate the instances of this to be rare, we have established an internal process for those cases, where we will manage follow-lines/cumulative capacity across NIG, FarmWeb and RSA on single risks. Our underwriting teams will collaborate to find the best way forward for you and the customer.

For SME/e-trade existing business held by RSA, the high-volume nature of this business means we will continue to quote on RSA business (and vice versa) until the integration is complete. For delegated business, it is less likely that we will be competing on individual MGAs/schemes, but customers have the right to choose the wording and terms that suit their needs.

Each arrangement will be considered on its own merit.  In these situations, they will be considered within the NIG and FarmWeb leadership for a prompt decision to provide early clarity for you.

Terms of Business Arrangements

We’re very keen to widen the product range available to brokers as a result of this transaction. We will continue to operate separate agency management processes while we work through some system complexities as part of integration. For the time being existing Terms of Business Agreements (TOBAs) will remain in place for NIG, FarmWeb and RSA.

Brokers will remain on their existing commission arrangements and credit terms for 2024. In the medium-term, as we look to create one offer (product and pricing) this will also include harmonisation of commission arrangements. We will communicate more information on this in Q3/Q4 2024.

NIG/FarmWeb will continue to operate discretely for the time being and any remuneration agreements will run to the agreed contractual period and terms and conditions.

Maintaining our trading momentum and providing a good service is a priority throughout integration. We will review any expired or expiring renumeration agreements on a case-by-case basis and will work with you to agree the best way forward in the interim to help you meet your customers needs.

We are very keen to listen to your views and requests. Please speak to and raise any questions via your usual NIG/FarmWeb or RSA contact.

Please save this page to your favourites, as we aim to answer more of your questions over the coming months.